A strong southwester was beating against the windows and doors of Stacy’s Bank in San Francisco, and spreading a film of rain between the regular splendors of its mahogany counters and sprucely dressed clerks and the usual passing pedestrian. For Stacy’s new banking-house had long since received the epithet of palatial from an enthusiastic local press fresh from the opening luncheon in its richly decorated directors’ rooms, and it was said that once a homely would-be depositor from One Horse Gulch was so cowed by its magnificence that his heart failed him at the last moment, and mumbling an apology to the elegant receiving teller, fled with his greasy chamois pouch of gold-dust to deposit his treasure in the dingy Mint around the corner.
